Portfolio:- Managing Smallholder Mass Housing Debt

client
Federal Mortgage Bank of Nigeria
team
Dr. Danjuma Mahmoud
services
Financial Consulting, Planning & Marketing
category
Corporate

Tasks

Study of the constraints to smallholder Mass Housing loan beneficiaries debt default:

  1. Complete survey of who they are and operational characteristics
  2. Dynamics of FMBN relationship with them before and after securing the loans
  3. Factors leading to defaults
  4. Propose remedial measures

Outcomes

  1. Complete survey conducted
  2. Opportunity vs. necessity firms identified
  3. The informal MSMEs landscape and
    access to finance produced
  4. Robust loan issuance and debt recovery proposed
  5. Changes initiated by the institution on due diligence and recovery framework